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Long Term Care – pricing has been a consistent problem
The recent announcement from John Hancock Financial to raise their long term care (LTC) premiums by an average of 40% may have come as a shock for some, but for the last decade, pricing for individual...
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Employers would be smart to examine the costs of eldercare
Have you reviewed the reasons for your employees Leave of Absence (LOA) lately? If you have, you have most likely noticed an increase in lost days due to an employees need to care for an ill parent....
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A personal tale that accentuates the importance of Long Term Care
During my nearly 30 years working as an employee benefits consulting professional, I’ve helped popularize many benefit-related insurance products, despite sometimes harboring a lack of personal...
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Three steps for human resources when it comes to retirement medical guidance
Retirement brings uncertainty. Most Americans, throughout their careers, have relied on their employers and specifically Human Resource professionals to provide guidance, advocacy and support in most...
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Presidential election puts Medicare back in the spotlight
Medicare is a prominent topic in the 2012 Presidential election and in last week’s debate it was in the forefront on primetime television. How did Medicare get such a coveted position? The first reason...
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Long Term Care: Planning ahead and securing your future
What do you think of when you hear the words “Long Term Care?” If you’re like most people, you might think of an insurance policy, or maybe a nursing home. Surprisingly though, Long Term Care involves...
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Long term care and planning – thinking ahead to protect your future
With the average cost for a private room in a Massachusetts nursing facility at around $134,000 per year, long-term care expenses may catch many people by surprise, especially as the costs accumulate...
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